.iw-guide{max-width:1100px;margin:0 auto;padding:8px 16px 56px;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;font-size:16px;line-height:1.6;color:#16324a!important;background:#f5f8fb!important}
.iw-guide *{box-sizing:border-box}
.iw-guide p:empty{display:none!important;margin:0!important}
.iw-guide p{margin:0 0 14px}
.iw-guide a{color:#0a6c86!important;text-decoration:underline!important}
.iw-guide a:hover{color:#08556a!important}
.iw-guide h2.iw-h2{font-size:clamp(22px,3vw,28px);line-height:1.2;margin:46px 0 8px;color:#0b2b45!important;font-weight:800;text-transform:none;letter-spacing:-.3px}
.iw-guide .iw-h3{font-size:17.5px;line-height:1.3;margin:0 0 8px;color:#0b2b45!important;font-weight:700}
.iw-guide [id^="iw-"]{scroll-margin-top:90px}
.iw-hero{position:relative;background:linear-gradient(135deg,#0a1c30 0%,#0f3a54 60%,#0e7490 130%)!important;border-radius:16px;padding:30px 28px 0;margin:6px 0 20px;overflow:hidden}
.iw-brandline{display:flex;flex-wrap:wrap;align-items:center;gap:10px;margin:0 0 16px}
.iw-brand{font-weight:800;color:#fff!important;letter-spacing:.5px;font-size:15px}
.iw-kicker{display:inline-block;background:rgba(14,116,144,.3)!important;border:1px solid rgba(125,211,232,.5)!important;color:#a5e3f2!important;font-size:11.5px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;padding:4px 10px;border-radius:99px}
.iw-h1{font-size:clamp(26px,4.5vw,40px);line-height:1.12;margin:0 0 10px;color:#eaf6fb!important;font-weight:800;letter-spacing:-.5px}
.iw-hero .iw-sub{color:#c7e6f2!important;max-width:66ch;font-size:17px;margin:0 0 18px}
.iw-chips{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 6px}
.iw-guide .iw-chip{display:inline-block;background:rgba(255,255,255,.12)!important;border:1px solid rgba(255,255,255,.3)!important;color:#eaf6fb!important;text-decoration:none!important;font-size:14px;font-weight:600;padding:7px 13px;border-radius:99px}
.iw-guide .iw-chip:hover{background:rgba(255,255,255,.22)!important;color:#fff!important}
.iw-pan{position:relative;margin:10px -28px 0}
.iw-pan svg{display:block;width:100%;height:auto}
.iw-guide .iw-plab{position:absolute;transform:translate(-50%,-50%);background:rgba(8,26,42,.88)!important;border:1px solid rgba(140,220,240,.45)!important;color:#d9f2fa!important;text-decoration:none!important;font-size:12px;font-weight:600;padding:4px 10px;border-radius:99px;white-space:nowrap}
.iw-guide .iw-plab:hover{background:#0e7490!important;color:#fff!important}
.iw-note{background:#fff8e6!important;border:1px solid #ecd9a0!important;border-radius:10px;padding:12px 16px;font-size:14.5px;color:#5c4a12!important;margin:0 0 8px}
.iw-guide .iw-note a{color:#5c4a12!important}
.iw-nav{display:flex;flex-wrap:wrap;gap:8px;margin:22px 0 6px}
.iw-guide .iw-nav a{background:#fff!important;border:1px solid #cfdfe9!important;color:#0b3c55!important;text-decoration:none!important;font-size:14px;font-weight:600;padding:7px 13px;border-radius:99px}
.iw-guide .iw-nav a:hover{border-color:#0e7490!important;color:#0e7490!important;background:#f0fafc!important}
.iw-upd{font-size:13.5px;color:#5b7288!important}
.iw-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(290px,1fr));gap:16px;margin:14px 0 4px}
.iw-card{background:#fff!important;border:1px solid #d9e5ee!important;border-radius:14px;padding:18px 18px 16px;box-shadow:0 1px 2px rgba(15,42,66,.05);display:flex;flex-direction:column}
.iw-card p{margin:0 0 10px;font-size:14.5px}
.iw-badge{display:inline-block;align-self:flex-start;background:#e8630a!important;color:#fff!important;font-size:11.5px;font-weight:700;letter-spacing:.8px;text-transform:uppercase;padding:3px 9px;border-radius:99px;margin:0 0 10px}
.iw-badge.iw-b2{background:#0e7490!important}
.iw-badge.iw-b3{background:#15803d!important}
.iw-pick{margin:0 0 12px;padding:10px 12px;background:#f2f8fb!important;border:1px solid #d7e8f0!important;border-radius:10px;font-size:14.5px}
.iw-guide .iw-pick strong{color:#0b2b45!important}
.iw-plist{margin:0 0 14px;padding:0;list-style:none!important;font-size:14.5px}
.iw-guide .iw-plist li{margin:0 0 7px;padding-left:20px;position:relative;list-style:none!important}
.iw-plist li::before{content:"";position:absolute;left:0;top:7px;width:9px;height:9px;border-radius:2px;background:#0e7490!important}
.iw-guide .iw-btn{display:inline-block;background:#0e7490!important;border:1px solid #0e7490!important;color:#fff!important;text-decoration:none!important;font-weight:700;font-size:14.5px;padding:9px 16px;border-radius:9px}
.iw-guide .iw-card p.iw-btnrow{margin-top:auto;margin-bottom:0}
.iw-guide .iw-btn:hover{background:#0b5c73!important;border-color:#0b5c73!important;color:#fff!important}
.iw-find,.iw-topfilter{position:relative;background:#fff!important;border:1px solid #d9e5ee!important;border-radius:14px;padding:20px 20px 10px;margin:16px 0 4px}
.iw-guide .iw-find input,.iw-guide .iw-topfilter input{position:absolute;width:1px;height:1px;opacity:0;margin:0;pointer-events:none}
.iw-tabs{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 14px}
.iw-guide .iw-tabs label{background:#eef4f8!important;border:1px solid #cfdfe9!important;color:#28506b!important;font-size:14px;font-weight:600;padding:8px 14px;border-radius:99px;cursor:pointer}
.iw-guide .iw-tabs label:hover{border-color:#0e7490!important;color:#0e7490!important;background:#f0fafc!important}
#iwf1:checked~.iw-tabs label[for="iwf1"],#iwf2:checked~.iw-tabs label[for="iwf2"],#iwf3:checked~.iw-tabs label[for="iwf3"],#iwf4:checked~.iw-tabs label[for="iwf4"],#iwf5:checked~.iw-tabs label[for="iwf5"],#iwf6:checked~.iw-tabs label[for="iwf6"]{background:#0e7490!important;border-color:#0e7490!important;color:#fff!important}
.iw-fp{display:none;border-top:1px dashed #cfe0ea!important;padding:14px 2px 6px}
#iwf1:checked~.iw-fp1,#iwf2:checked~.iw-fp2,#iwf3:checked~.iw-fp3,#iwf4:checked~.iw-fp4,#iwf5:checked~.iw-fp5,#iwf6:checked~.iw-fp6{display:block!important}
.iw-pickline{background:#f2f8fb!important;border:1px solid #d7e8f0!important;border-radius:10px;padding:10px 12px;font-size:14.5px;margin:10px 0 8px}
#iwt0:checked~.iw-tabs label[for="iwt0"],#iwt1:checked~.iw-tabs label[for="iwt1"],#iwt2:checked~.iw-tabs label[for="iwt2"],#iwt3:checked~.iw-tabs label[for="iwt3"]{background:#0b2b45!important;border-color:#0b2b45!important;color:#fff!important}
.iw-twrap{overflow-x:auto;background:#fff!important;border:1px solid #e3edf4!important;border-radius:10px}
.iw-guide table.iw-top{width:100%;border-collapse:collapse;font-size:14.5px;min-width:660px;margin:0}
.iw-guide .iw-top th{background:#0b2b45!important;color:#fff!important;text-align:left;padding:11px 14px;font-size:12.5px;letter-spacing:.4px;text-transform:uppercase;border-bottom:1px solid #0b2b45!important}
.iw-guide .iw-top td{padding:11px 14px;border-bottom:1px solid #e3edf4!important;vertical-align:top;background:#fff!important}
.iw-guide .iw-top tr:hover td{background:#f4fafc!important}
.iw-guide .iw-top td strong{color:#0b2b45!important}
#iwt1:checked~.iw-twrap .iw-r-hus,#iwt1:checked~.iw-twrap .iw-r-ljud,#iwt2:checked~.iw-twrap .iw-r-dat,#iwt2:checked~.iw-twrap .iw-r-ljud,#iwt3:checked~.iw-twrap .iw-r-dat,#iwt3:checked~.iw-twrap .iw-r-hus{display:none}
.iw-src{font-size:12.5px;color:#5b7288!important}
.iw-mcards{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px;margin:14px 0 8px}
.iw-mcard{background:#fff!important;border:1px solid #d9e5ee!important;border-radius:12px;padding:16px}
.iw-mcard p{margin:6px 0 0;font-size:14.5px}
.iw-mnum{display:inline-flex;width:30px;height:30px;border-radius:50%;background:#0b2b45!important;color:#fff!important;align-items:center;justify-content:center;font-weight:800}
.iw-mcard .iw-h3{margin:8px 0 0}
.iw-guide .iw-card p.iw-kmini{font-size:13.5px;color:#5b7288!important;margin:auto 0 0;padding-top:8px}
.iw-tl{border-left:3px solid #0e7490!important;margin:16px 0 10px 7px;padding-left:20px}
.iw-tl-item{position:relative;margin:0 0 15px}
.iw-tl-item::before{content:"";position:absolute;left:-29px;top:5px;width:11px;height:11px;border-radius:50%;background:#0e7490!important;border:2px solid #f5f8fb!important}
.iw-tl-item p{margin:0;font-size:14.5px}
.iw-tl-year{font-weight:800;color:#0b2b45!important}
.iw-guide details.iw-faq{background:#fff!important;border:1px solid #d9e5ee!important;border-radius:10px;margin:0 0 10px;overflow:hidden}
.iw-guide .iw-faq summary{background:#eef5f9!important;padding:12px 42px 12px 16px;cursor:pointer;font-weight:600;list-style:none!important;color:#0b2b45!important;position:relative}
.iw-guide .iw-faq summary::-webkit-details-marker{display:none}
.iw-guide .iw-faq summary::marker{content:""}
.iw-guide .iw-faq summary::after{content:"▸";position:absolute;right:16px;top:12px;color:#0e7490!important}
.iw-guide .iw-faq[open] summary::after{content:"▾"}
.iw-faq .iw-fa{padding:12px 16px 4px}
.iw-faq .iw-fa p{font-size:14.5px}
.iw-srcs{list-style:none!important;margin:8px 0 0;padding:0;font-size:14px;color:#40607a!important}
.iw-guide .iw-srcs li{list-style:none!important;margin:0 0 6px;padding-left:16px;position:relative}
.iw-srcs li::before{content:"–";position:absolute;left:0;color:#0e7490!important}
.iw-foot{margin-top:38px;padding-top:16px;border-top:1px solid #d9e5ee!important;font-size:13px;color:#5b7288!important;text-align:center}
@media (max-width:680px){.iw-hero{padding:22px 18px 0}.iw-pan{margin:10px -18px 0}.iw-plab{font-size:10.5px;padding:3px 7px}.iw-plab.iw-psec{display:none}.iw-guide .iw-tabs label{padding:7px 11px;font-size:13px}.iw-guide h2.iw-h2{margin:36px 0 8px}}